Delinquencies and Defaults for UberNerds

Read the full article at: http://calculatedrisk.blogspot.com/2007/07/delinquencies-and-defaults-for.html
(via calculatedrisk.blogspot.com)

An idiots guide to delinquencies and defaults. Since I fall into the ubernerd category, I got a lot out of this article.

Must read for DFC investors

There has been a lot of talk here on Mohnish Pabrai's DFC position and whether it provides the requesite margin of saftey. This is must read, to better understand the lending industry, for the uninitiated.